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Chipman Insurance Group
An Arizona family home at golden hour
Insurance solutions

Coverage that fits your life — not a template.

Every family, business, and situation is different — so your coverage should be too. Here’s what I can help with.

Home & Property insurance

Home & Property

Protect the place your family lives.

Homeowners, renters, and condo coverage that actually matches what you own — not a one-size template. We walk through your dwelling, belongings, and liability so there are no surprises at claim time.

  • Homeowners, renters & condo policies
  • Dwelling and personal-property review
  • Liability and umbrella coordination
Auto insurance

Auto

The right limits, not just the lowest price.

Auto coverage made clear — what each limit means, where you're exposed, and how to balance protection against cost. Multi-policy and safe-driver savings reviewed for you.

  • Liability, collision & comprehensive
  • Uninsured / underinsured motorist guidance
  • Multi-policy and bundling discounts
Business & Commercial insurance

Business & Commercial

Coverage built around the risks of your business.

Most business owners don't have time to sort out every risk their business faces. I help you identify where you're exposed and put together commercial Property & Casualty coverage that fits how your business actually operates.

  • Liability, property & business owners policies
  • Commercial auto & workers' compensation
  • Reviewed as your business changes
For business owners

You don’t have to figure out commercial insurance alone.

I’ll help you identify the risks your business actually faces and find coverage that fits them. These are the areas we’ll look at together.

Talk through your business
  • General Liability

    Protection if your business operations injure someone or damage their property.

  • Commercial Property

    Your building, equipment, inventory, and the tools you rely on to operate.

  • Business Owners Policy (BOP)

    Liability and property bundled into one policy — often a smart starting point for small businesses.

  • Commercial Auto

    Vehicles your business owns or uses, and the people who drive them.

  • Workers' Compensation

    Medical bills and lost wages if an employee is hurt on the job.

  • Umbrella / Excess

    Extra liability limits on top of your other policies for larger claims.

  • Industry-Specific Exposures

    Risks unique to your trade or industry — we'll work out what applies to how you operate.

Umbrella & Personal Excess insurance

Umbrella & Personal Excess

An extra layer over everything else.

When your assets outgrow standard limits, umbrella coverage adds affordable protection on top of your home and auto policies. We'll check whether it makes sense for your situation.

  • Extra liability over home & auto
  • Asset-protection review
  • Often surprisingly affordable
How it works

Simple, honest, and on your terms

01

We talk it through

A conversation about your family or business and what you're trying to protect.

02

I explain your options

What each option covers, where you're exposed, and what I'd recommend — and why.

03

You decide, informed

You choose the coverage that fits. After that, I'm here for questions, changes, and renewals.

Not sure which coverage you need? That’s exactly what I’m here for. Ask Cody a question.

Common questions

Straight answers

Still wondering about something? Just ask me.

What types of insurance can you help me with?

Home, auto, umbrella, and commercial Property & Casualty coverage — for families, professionals, and businesses across Arizona. Not sure what you need? That's what I'm here to help with.

Can you review my business's current insurance?

Yes. I can look over your existing commercial policies, point out gaps or overlaps, and compare options from multiple carriers.

Do I have to move all my policies to work with you?

Not at all. I'll review what you have and only suggest a change if it genuinely improves your coverage.

Will you pressure me into buying something?

No. I'll lay out your options and what I'd recommend — the decision is always yours.

What does it mean that you're a producer with Wilcock Filley & Associates?

You get personal service directly from me, backed by the experience, carrier relationships, and resources of an established agency — a dedicated relationship plus real resources.

What areas do you serve?

I work with clients throughout Arizona, for both personal and commercial insurance needs.

Let's make sure you're actually covered.

Tell me a little about what you're looking to protect, and I'll help you figure out what makes sense. No pressure. No obligation.